Life cycle as they say is the process of working to live and living to work, to earn to have to spent and spent to satisfy your wants and needs. Aside from those statement there are aspect that must be consider as well, such as health, savings, investment which speaks of long term preparation.
As I grew up my parents would always remind to save for my future and avoid spending too much of material things that losses it's value as years pass by. Now, I am absorbing all those preaching, only I do not know when I am going to take it seriously and start acting. A month ago, father sends me a link about equote.com insurance quotes ,after checking the link, my parents words was like a tape recorder that started playing. Need I say more? parents are best.