Have you been in a situation where in you badly needed financial support? and you have no idea where to ask for turn to, your broke and seems like everyone is in the same situation like yours too, so you have no choice but to resort for something that will make you out in the situation you are to give solution. Yes I do, and those personal loan was so important to me during that time. If not with those kind of credit policy I don't know how will I give solution right away with my financial crisis. But I'm glad those were the days, I've learned my lesson, its really important that we save a part of our income to avoid future financial struggle.